Terms of Service

• “Content” means all reports, publications, case studies, designs, digital tools, text, graphics, images, and other materials available on the Website.

• “Intellectual Property Rights” means all copyrights, trademarks, trade secrets, database rights, and other proprietary rights held by TIV in relation to the Content.

• “Scraping” means the use of automated tools or processes to access, extract, copy, or use Content for any purpose other than indexing by general search engines, including the creation of derivative datasets, the training of algorithms, or any other secondary or commercial use.

• “AI-Generated Content” means any material created wholly or in part using artificial intelligence or machine learning tools.

Scope of Website and Services

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The Website provides informational access to TIV’s reports, publications, case studies, and communications. The Website is provided solely for informational purposes and does not constitute professional advice of any kind. TIV does not guarantee continuous availability or uninterrupted operation of the Website and reserves the right to modify, withdraw, or update Content at any time without liability.

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Intellectual Property Rights

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All Content is proprietary to TIV and protected by applicable Intellectual Property Rights. Content may be used only for personal reference or non-commercial institutional review. Any reproduction, redistribution, scraping, modification, commercial exploitation, or other unauthorized use is strictly prohibited without TIV’s prior written consent. All rights not expressly granted are reserved.

AI-Generated and AI-Assisted Content

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Certain Content may be AI-Generated Content. Such materials may contain inaccuracies, biases, or limitations and are provided solely for informational purposes. They do not constitute legal, financial, technical, or professional advice. Reliance on AI-Generated Content is at your sole risk. TIV disclaims liability for any errors, omissions, or consequences arising from the use of such Content.

Acceptable Use and User Eligibility

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You agree not to interfere with or disrupt the operation of the Website, not to introduce malware, spam, or other harmful code, and not to engage in scraping, unauthorized linking, or other malicious practices. You must comply with all applicable laws and regulations in using the Website. Use of the Website is not permitted for individuals under the age of eighteen or for entities subject to U.S. sanctions or trade restrictions.

Third-Party Content and External Links

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The Website may contain references or links to external websites or resources. TIV does not control, endorse, or assume responsibility for the content of third-party sites. Access to such sites is at your own risk, and their terms and policies will govern your relationship with such third parties.

Amendment, Suspension, and Termination of Access

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TIV reserves the right to amend these Terms at any time. Notice of updates shall be deemed sufficient by posting the revised Terms on the Website with a revised “last updated” date. TIV may, at its discretion, also provide additional notice through banners or email. Continued use of the Website following such posting constitutes acceptance of the revised Terms. TIV reserves the right to suspend or permanently terminate access for violation of these Terms or for unlawful or unauthorized use. Upon termination, TIV has no obligation to preserve or return any data or information provided by users.

Acceptable Use and User Eligibility

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You agree not to interfere with or disrupt the operation of the Website, not to introduce malware, spam, or other harmful code, and not to engage in scraping, unauthorized linking, or other malicious practices. You must comply with all applicable laws and regulations in using the Website. Use of the Website is not permitted for individuals under the age of eighteen or for entities subject to U.S. sanctions or trade restrictions.

Disclaimer of Warranties

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The Website and Content are provided “as is” and “as available,” without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, merchantability, fitness for a particular purpose, or non-infringement.

Limitation of Liability 

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To the fullest extent permitted by law, TIV disclaims all liability for indirect, incidental, consequential, special, or punitive damages arising out of or relating to the use of the Website or Content. Liability for direct damages, if any, shall not exceed one hundred U.S. dollars (USD $100).

Indemnification and Hold Harmless

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You agree to indemnify, defend, and hold harmless TIV, its officers, employees, contractors, and affiliates from and against any claims, damages, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising from your misuse of the Website, violation of these Terms, or breach of applicable law.

Force Majeure

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TIV shall not be liable for any failure or delay in performance arising from causes beyond its reasonable control, including but not limited to natural disasters, cyberattacks, power failures, labor disputes, acts of government, or internet outages.

Governing Law and Dispute Resolution

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These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to conflict-of-law principles. Any dispute shall be resolved either (a) by final and binding arbitration in Virginia under the rules of the American Arbitration Association, with judgment enforceable in any court of competent jurisdiction, or (b) in the courts of Virginia if both parties expressly waive arbitration. Nothing in this clause prevents either party from seeking relief in small claims court where permitted. Users waive the right to participate in class actions or collective proceedings.

Severability, Waiver, and Entire Agreement

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If any provision of these Terms is held invalid or unenforceable, the remainder shall remain in full force and effect. Failure by TIV to enforce any provision shall not constitute a waiver of that provision. These Terms constitute the entire agreement between you and TIV regarding use of the Website and supersede all prior representations or agreements.